Advisor Centre April 5, 2025
Individual Insurance, Savings and Retirement Individual Insurance, Savings and Retirement
Segregated Funds

Prestige preferential pricing

What is Prestige preferential pricing?

Prestige preferential pricing recognizes the savings efforts of clients reaching the required asset thresholds by granting them a reduction in management fees on their segregated funds.

iA Financial Group offers two levels of fee reduction:

Prestige 300

Prestige 300

Prestige 300

Prestige 500


Your clients gain access to the 300 level as soon as their Individual savings’ assets with iA Financial Group total $300,000 or more.

With a balance of $500,000 or more, Prestige 500 allows them to benefit from even more advantageous management fee reductions.

This reduction in fees applies to all segregated funds offered in the Classic Series 75/75 and the Series 75/100 of the IAG Savings and Retirement Plan as well as in the My Education+ product.

Your clients can have access to this fee reduction on an individual basis or as part of a family grouping.

The power of Prestige

Help increase your client's returns from year one!

Two sample investment scenarios1

  • Individual or family grouping investment of $350,000 in assets
  • Annualized net return of 4.06%2
  • With Prestige 300 fee reduction, annualized net return is 4.48%.


  • Individual or family grouping investment of $550,000 in assets
  • Annualized net return of 4.06%2
  • With Prestige 500 fee reduction, annualized net return is 4.62%.


1 Data used is for illustrative purposes only. iA Financial Group cannot guarantee the performance of segregated funds. Make sure you know your client's risk tolerance to select the right investment option.
2 Invested in the Classic Series 75/75 Diversified Opportunity (iA) Fund, which has an annualized net return of 4.06% since the launch of the iAG Savings and Retirement Program in January 2011.

How does it work?

Individual eligibility
+
Eligibility as a family grouping
+
Sharing Prestige to the extended family
+

Who is Prestige for?

  • iA Financial Group clients with an asset level equal to or greater than Prestige pricing thresholds ($300,000 or $500,000) individually or through a family grouping.

  • Any person who has a family tie with a Prestige grouping owner.

  • Shareholders named in a corporate resolution. They can consider 100% of the corporate assets to reach one of the two required eligibility thresholds more easily.

  • Any person interested by the advantages of segregated funds with an asset level likely to make him or her eligible individually or through a family grouping.

  • Any person with substantial assets invested in non-registered investments: unlike some other institutions, the management fee reduction is not taxable annually since it is included in the fee. Taxation is deferred to the time of redemption and taxed as a capital gain. For full details, see the Eligibility guide & FAQ.

Advantages for clients

The Prestige preferential pricing will help your clients to maximize the growth of their wealth while benefitting from the numerous advantages offered by segregated funds.

In addition to a fee reduction, your clients can share this advantage with their extended family regardless of their asset level and place of residence.

Useful documents
Promotional documents

See also