| Series 75/100 |
With the reset e-tool, it takes 30 seconds to make a difference!
Maximize the potential of the 100% death benefit guarantee with the simple and versatile electronic reset tool. A quick process to crystallize client gains on a current-date discretionary basis or by programming an annual frequency for:
Furthermore, a personalized reset confirmation is sent to the client. |
|||
Reset of the death benefit guarantee in Series 75/100
Resets are a key advantage for protecting investment funds when markets fluctuate.
- Despite market fluctuations, the value of the capital invested is protected and can only increase!
- At the time of death, the amount paid to the beneficiary(ies) is the greater of the fund’s market value and the value of the guarantee after resets.
- The Series 75/100 offers the option of one reset per calendar year until the client reaches age 85.
See how the reset proves its true worth
For example:- David, 56, made an initial deposit of $100,000 in a Series 75/100 segregated fund.
- His advisor did a reset to lock in his gains each year in which it was favourable.
- He did this using the reset e-tool in the Advisor Centre.
- At his death, $145,000 would be paid to his spouse (designated beneficiary), i.e. the amount of the last reset in year 5. This is a significant increase over the fund’s market value of $120,000 at that time.
Series 75/100 death guarantee reset:
- Meets wealth protection needs by crystallizing gains when markets rise, while maintaining those gains when markets fall.
- Provides capital protection without compromising desired growth.
- Offers the flexibility to be performed annually on a discretionary or automated basis depending on the client's needs.
- Is a unique segregated fund advantage that allows your client to leave more to their loved ones in the event of death.
The Series 75/100 is intended for, among others:
- Anyone wishing to leave behind a legacy for their loved ones and who wants to avoid a long, costly and stressful death settlement period for them.
- Clients who are more sensitive to market fluctuations or who wish to safeguard themselves with coverage in case of non-insurability.
- To anyone aiming for security without compromising capital growth.
Tool location:
- Individual contract: accessible through a client's contract guarantees page
- Multiple contracts: accessible through the My Tools and Applications menu in the Advisor Centre