FORLIFE Series

Product description and characteristics

The FORLIFE Series is made up of two stages:

  1. The Savings Stage allows your clients to grow their retirement savings while benefitting from a unique income guarantee that protects them against market downturns.
  2. The Income Stage offers your clients a source of stable lifetime guaranteed income as well as access to the market value of their investments.

Security

  • Stable lifetime guaranteed income
  • Access to market value
  • Unique income guarantee
  • Estate protection in the event of death

Freedom to choose

  • From a complete range of 46 funds in the Savings Stage and two funds in the Income Stage*
  • Retirement income start date
  • To receive guaranteed income payments while continuing to save

Simplicity

  • Guaranteed minimum income amount known in advance
  • Retirement income planning in two simple stages
  • Managed solutions based on client profile

The FORLIFE Series mainly targets clients between 50 and 75 years of age who are looking to guarantee their level of future retirement income or set up an immediate retirement income that is stable and guaranteed for life.

  • Clients with no pension plan
  • Guaranteed investment certificate clientele
  • Mutual fund clientele worried about market risks as retirement approaches
  • Segregated fund clientele that appreciates the advantages of guarantees

Only clients with an IAG Savings and Retirement contract in force since November 24, 2014, may invest in the FORLIFE Series within their same contract.

Clients with a segregated fund contract opened before November 24, 2014, must open a new IAG Savings and Retirement contract in order to invest in the FORLIFE Series.

To see all funds offered for the FORLIFE Series, refer to the document F13-1000A Overview of Segregated Funds.


Fund Performance
Fund, MER, Fund Codes

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