Guaranteed interest funds
Similar to guaranteed investment certificates (GICs), this type of secure investment grows at a
guaranteed rate of interest for a fixed period. Guaranteed interest funds are ideal for investors looking for capital stability.
- Fixed, guaranteed interest rate for the term of the investment and 100% capital guarantee at maturity
- Competitive rates for terms of 1 month, 1 to 5 years and 10 years
- Protection against creditors
- Contributions guaranteed in the event of disability
Daily Interest Funds+ (DIF+)
The default option for any deposit made without an investment instruction.
If an Automatic Investment Term (AIT) is present, the fund's balance will be transferred to the pre-determined investment vehicles.
Interest accrues daily. Not available via the Fundserv network.
High Interest Savings Account
Simple, accessible, risk-free
An alternative savings option to grow your client's money with complete peace of mind.
Designed for clients who:
- Have received an inheritance or death benefit and need some time to properly evaluate their investment options
- Seek risk-free saving for a major purchase
- As entrepreneurs, are looking for a reserve to cover unforeseen events
- Simply want to wake up the dormant cash in their chequing account!
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Growth
- High yield
- No withdrawal fees, no management fees
- Daily accumulation of interest (paid monthly)
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Accessibility
- No minimum investment
- Withdrawals possible at any time
- Offered in all the main iA savings products (except Diploma), regardless of registration type (RRSP, TFSA, FHSA…)
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Security
- No risk
- 100% capital guarantee
- Possible creditor protection
- Deposits guaranteed by Assuris (up to $100,000)
Advisor documents
Client documents